C-I - "Theft devices come as a standard in most new cars.

Any sort of theft device will usually qualify you for a discount."

Even car window sketching can give you a discount on insurance rates.

When you sign up, you can choose to have a non-changing rate for an entire year so you won't be hit by any premium adjustment within that year--where as biannual payment methods can be subject to earlier rate adjustments.

General insurance, life insurance, and homeowner's insurance can usually be combined with car insurance, which can give you anywhere from a 10 to 20 percent discount on each policy. If you insure two or more cars with the same company you may get a multiple car discount. Even if you end up selling the second car, you can still claim that car to keep the cheaper policy (sometimes your policy goes up once you remove a car). If somehow you can reduce the amount of miles you drive, this lowers your risk for traffic accidents and may add a little discount as well.

Reducing your comprehensive, liability, collision, or medical coverage is NOT RECOMMENDED, but your premiums will in fact go down tremendously. You can also raise your deductible from $500 to $1000 for a discount, but ONLY do this if you’re having financial difficulties, and if you do, try your best not to get into any type of accident.

Enrolling into a defensive driving class can snag you a discount too. You may need to sit in hours of boredom, but in the long run it'll save you money.

Having great credit also helps to get a low car insurance premium. If your credit is horrible then you’ll automatically be considered a high-risk by the insurer.


Read more at Car-Insurance.com: Discounts